Cold weather can be challenging without the right attire. That's why layering clothes will be your best style system to keep you warm and insulated during colder months.
Knowing what to incorporate in your outfit before you step outdoors is an art, so we have created a guide for you to equip you for temperatures below 30°F. From winter essentials for cold destinations to fabrics that keep you protected, experts share the must-have pieces during an icy draft.
If layering clothes feels difficult, we'll help you better understand the right system and 3-layer rule so you won't look bulky and puffy. According to style expert Leah Wise, the best way to "layer for cold weather is to start with your thinnest and most breathable materials first and gradually increase the thickness and insulation."
Additionally, we searched the materials and pieces that will make you look effortlessly chic and put together, even during the coldest day.
We also kept in mind which clothes offer the right aesthetics — of course, keeping functionality and quality as a top priority. Below we have included how-tos and favorite brands that will make your cold season more stylish and practical.
How to layer clothes | Materials ideal for layering | Base layer pieces | Middle layer pieces | Outer layer pieces | How we chose | Meet the experts
How to layer clothes
Layering clothes will be your best solution to keep you insulated. According to fashion expert Lara Eurdolian King, she follows a three-layer rule to stay comfortable and dry in any weather condition.
"This three-layer rule covers your base layer (keeps you dry), middle layer (insulation/warmth) and outer layer (this one protects you from the elements whether it's wind, rain or snow)," says King.
This rule is crucial to help you navigate temperature fluctuations. "This styling approach helps solve the challenge of bundling up for chilly mornings and feeling too hot during sunny afternoons and allows for a comfortable transition throughout the day," shares Stitch Fix stylist Alicia Lloyd.
"As winter sets in, you can choose warmer layers, such as a soft and cozy knit base layer, paired with a mid-layer that adds insulation, like a cashmere sweater. Then, complete the ensemble with a weather-proof coat to protect against cold winds, snow or rain," adds Lloyd.
As an added example, Wise explains that she would start with "a tight-fitting long sleeve (preferably made out of a moisture-wicking or quick-drying material), then put on a sweater for warmth, then a sweatshirt/jacket/blazer (depending on the occasion) for even more warmth, finally a winter coat to protect from wind and snow."
Materials ideal for layering
According to King, garments should be chosen based on your activity level, occasion and temperature. Here are some guidelines for choosing the right base, middle and outer layer.
Base layers
"Generally, a good base layer made from a cotton blend or synthetic blend like polyester and nylon, makes for a good base layer, especially if you're planning on sweating," says King. These fabrics will keep you dry. Also, she recommends looking at labels that say moisture-wicking or merino wool which helps regulate body temperature.
Another tip is to make sure that your base layer is tight to your skin. "You want it to be tied to your skin so your body’s not spending energy cooling the distance between you and your layer," says textile expert Tandy Avery.
Middle layers
Avery suggests wearing a polyester blend as a middle layer or another synthetic material like fleece. "There are many things you can use as a mid-layer including a knit sweater, an Arctic fleece or a sweatshirt."
Outer layers
For this layer, Avery recommends jackets made with nylon because they are water-resistant. "You can find knits woven and treated into your nylon outerwear, which are ideal for snow and rain."
A classic wool coat is also a great option since it provides good insulation. "Outer is based on the elements, so heavier warm fabrics like a down jacket, windbreaker/windproof jacket or waterproof/rain jacket is ideal," says King.
Base layer pieces
Absorb heat: Uniqlo HeatTech Leggings
- Great for layering
- Stretchy
- Consider sizing up
Sizes: XXS-XXL | Colors: 2 | Material: 38% polyester, 30% acrylic, 20% rayon, 12% spandex
Associate editor Kamari Stewart recommends these leggings for layering for their heat performance. "I didn't believe it at first but the HeatTech really works! I wore them underneath jeans on a particularly cold and windy day when I knew I was going to have to be out, and these helped keep my lower half warm! They were also stretchy enough to feel comfortable and move around in," shares Stewart.
Warm fit: Nike Therma-FIT One Long Sleeve Top
- Soft fleece that feels warm
- Sweat-wicking properties
- Can be short for longer torso
Sizes: XS-XXL | Colors: 5 | Material: 80% polyester, 20% spandex
What makes this a must-have is Nike's Therma-FIT technology that will keep you warm even when you're shoveling snow. According to associate editor Sierra Hoeger, this is what she wears when running outside in winter weather.
"I’ve also worn it to cold football games or under my cheer uniform in high school when it was cold!" adds Hoeger.
Cozy stretch: Smartwool Women’s Thermal Merino Rib Turtleneck
- Stretchy and comfortable
- Tight fit
- Delicate to wash
Sizes: XS-XL | Colors: 3 | Material: 100% merino wool
I [Espinal] wore this during a trip to Wyoming and felt very warm all day. The material is soft and the construction is designed to minimize chafing when exercising or moving around. The slim fit is ideal if you're adding different heavy layers on top and need the material to follow the contour of your body. You can even wear this during mild temperatures or short runs and you'll feel comfortable.
Middle layer pieces
Layer smart: 32 Degrees Women's Lightweight Poly-Fill Packable Vest
- Feels ultra lightweight
- Tends to run big
Sizes: XS-XXL | Colors: 9 | Material: 100% nylon
This lightweight vest is ideal for runners and those who need extra warmth before adding their outer layer. Associate editor Kamari Stewart bought this one during Black Friday sales for her outdoor runs.
With more than 1,400 five-star ratings, this piece functions well during colder climates. Also, customers say it feels semi-fitted and very comfortable.
Casual softness: Anrabess Women Knit Pullover
- Material is soft
- Keeps you warm
- Stitching is noticeable
Sizes: XS-XL | Colors: 26 | Material: 50% viscose, 30% nylon, 20% polyester
This favorite brand from our Shop TODAY editors comes in multiple colors and is a great sweater to wear over a base layer. It's loose enough and features a ribbed knit construction ideal for casual settings. The oversized silhouette will allow you to pair it with other tight-fitting base layers, plus the sweater feels super soft according to trusted shoppers.
Oversized elegance: Dokotoo Corduroy Button-Down Shirt
- Fabric feels thick
- Can be worn as a jacket
- Runs oversized
Sizes: S-XXL | Colors: 15 | Material: 100% polyester
I [Espinal] own this button-down shirt and it has become my favorite lightweight jacket when I wear T-shirts and bodysuits as a base layer. This one can be worn on its own or added on top of a thinner garment for extra warmth.
While this is a blouse that works as a jacket, you'll also find out that ironing is not necessary. It's the perfect mid-layer for a colder day.
Leverage comfort: Halara Mid Rise Fleece Casual Pants
- Stretchy
- Feel lightweight
- No petite size
Sizes: XS-XL | Colors: 2 | Material: 100% polyester
I [Espinal] tried the knit waffle pants from Halara and they were as comfortable as leggings. The material is stretchy and features an elastic waistband similar to this pair. I am excited to wear these mid-rise pants with a sweater once I receive them since they feature fleece lining, ideal for colder weather.
Choose your neckline fit: BTFBM Women’s Casual Half Zip Pullover
- Relaxed fit
- Feels super soft
- Runs a bit large
Sizes: S-XL | Colors: 21 | Material: 50% viscose, 50% nylon
Made of a nylon blend, this sweater is perfect for not-so-cold days. It features a loose fit which can be worn with tank tops and T-shirts. Amazon shoppers rave about the thickness and weight of this piece, especially how well it transitions into other seasons.
Outer layer pieces
Winter business: Old Navy Oversized Belted Coat
- Functional
- Great quality
- Belt comes undone
Sizes: XS-4X | Colors: 1 | Material: 100% polyester
"I wanted to get in on the topcoat trend for a while and finally decided to try this one from Old Navy," says associate editor Lauren Witonsky.
The notched collar and belt exudes an elegant vibe that can be paired with dresses or business attire. "I love how it elevates any outfit, while still keeping me warm during cold winter days. The festive bright red color I have is now OOS, but they have a pretty heather gray available that's definitely more versatile for everyday. I've gotten compliments on it every time I've worn it!"
Denim decisions: Wrangler Memory Maker Jacket
- Front chest pockets
- Feels a bit stiff
Sizes: XS-XXL | Colors: 5 | Material: 66% cotton, 34% polyester
With a classic fit and a durable construction, this denim jacket is meant to be worn every season of the year. It's a timeless piece that never goes out of style.
"Another no-brainer layering piece in my book is a classic denim jacket. You can wear this one during every season — with the right layers and accessories. In the colder months of the year, it pairs well with a thick turtleneck sweater, a chunky scarf and gloves, and in summer it’s great thrown over a lightweight dress!" says production associate Audrey Ekman.
Resist the weather: Amazon Essentials Women's Lightweight Water-Resistant Coat
- Doesn't feel bulky
- Runs a bit small
Sizes: XS-6X | Colors: 17 | Material: 100% polyester
Looking for affordability and function? This coat packs everything you need for your morning walks. Commerce editor Amanda Fama is a fan of this puffer coat. "It’s super warm and so lightweight that I wear it on runs during the winter," she says.
It has over 12,200 positive five-star ratings with customers raving about how warm this coat is.
Extra heat: GU Heat Padded Jacket
- Unisex
- Feels warm
- Bulky aesthetic
Sizes: XS-XL | Color: 5 | Material: 100% polyester
This Japanese brand offers many basic styles for men and women, including warm pieces for the coldest days. While I [Espinal] haven't tested this specific jacket, it's on my wish list of things that will 'keep me warm.' The jacket features a heat retaining padding and an inside pocket to keep devices or cards safe. Plus, you can fasten the cuffs to keep heat from escaping your jacket.
Wrapped in fur: Lane Bryant Faux-Suede Coat
- Lightweight but warm
- High price point for faux fur
Sizes: 10-28 | Color: 1 | Material: 100% polyester
Stewart loves the warmth of this coat despite its lightweight construction. "I loved this coat the minute I laid eyes on it. It's lighter in weight than I thought it'd be but is still quite warm. And it's beautiful! I got so many compliments on it the first day I wore it and still get compliments every time I throw it on," she adds.
Coated in sophistication: Bernardo Signature Belted Wool Coat
- Very warm
- Medium weight
- Have to unstitch pockets
Sizes: XS-XXL | Color: 3 | Material: 55% Polyester, 38% wool, 7% other fibers
I've [Espinal] been wearing this coat for the past month and it has really elevated all my outfits. Due to its medium-heavy weight, I only wear this coat during colder days. It features deep front pockets, a belt for a fitted look and a structured collar. The outer texture feels soft yet sturdy, plus it features a chic design that pairs well with most casual and elegant ensembles.
For colder temps: Fjall Raven Expedition Pack Down Hoodie W
- Lightweight
- Easy to pack
- High price point
Sizes: XXS-XL | Color: 8 | Material: 90% goose down, 10% feather, 100% polyester
This puffer jacket delivers a level of warmth that will motivate you to explore the outdoors. "If you're looking for a super warm jacket that's not overly bulky, this puffer is a great pick. It can even be folded up into its own pocket, making it easy to pack on trips!" shares Witonsky.
"I like that the pockets are zippered to keep gloves secure and that the hood can be adjusted to prevent it from blowing off in the wind. Plus, the color selection is just so pretty — I have the dusty rose," adds Witonsky.
Seek warmth: Patagonia Women's Downdrift Parka
- Feels super warm
- Features big pockets
- Hood can be short
Sizes: XS-XL | Colors: 5 | Material: 600-fill-power 100% recycled down
While this coat is on the more luxe side, Hoeger swears by it. Wise also recommends Patagonia as an outer layer for extreme temperatures. This one is worth the investment thanks to its durability and heavy construction. It comes with a zippered chest to store your valuables and made with a blend of goose and duck down for warmth.
"This one packs it all in and it’s not too heavy, provides ample amount of warmth and has an exterior that is easy to wash," shares Hoeger.
Frequently Asked Questions
Lloyd likes to follow various styling combinations when working with her clients. "I ensure the look is cohesive and matches their unique personal style. I particularly love styling different textures to add visual interest. A classic example is combining a chunky knit sweater with a sleek leather jacket — these opposites attract!"
Another thing she focuses on is the proportions and balancing the elements of a look. "If your base layer is tight, like a bodysuit, opt for a more oversized mid-layer and coat," says Lloyd.
Also, accessories can help you protect yourself from the cold while enhancing your look. Lloyd recommends "adding a colorful hat or tossing on your favorite scarf to add personalization to your outfit — this ties the three layers together."
"Take full advantage of wearing scarfs, gloves and hats to keep your extremities protected and warm. Accessories also offer a great opportunity to add a pop of color since most winter wear is black," adds Wise.
Look for fabrics that say water-resistant and nylon on the label. According to Avery, you should consider the weather before choosing an outer layer. "I would recommend a lightweight jacket made of nylon. They usually encompass waterproof coating, which repel water to keep you dry."
However, if it is a sunny day, you can get away with a wool coat. For colder days, Wise suggest opting for a waterproof rain jacket for the most protection, "something made out of durable, NGX, GORE-TEX, or Pertex! Underneath that I would wear moisture-resistant and quick-drying fabrics such as polyester, Polypropylene, and cotton."
According to Wise, large scarfs are trending and are an excellent layering piece for cold weather. "Another winter accessory we are seeing tons of are furry/ fuzzy ear muffs. Earmuffs add undeniable cuteness to your look while keeping your ears cozy and warm from the cold," she adds.
Wise says wool and fleece are "excellent materials for layering because they are thick, soft and naturally warm." Additionally, she recommends cashmere for its soft texture, however, this material can be made in a thinner texture.
"Synthetic fibers like polyester or nylon are also a great material for layering because they are thin, moisture wicking and provide insulation. A down jacket is your best bet at keeping you toasty," she adds.
How we chose the best layering clothes
The items selected were based on experts' recommendations and editors' most-loved pieces. We also scoured through brands that offer insulation and functionality while keeping in mind customers' reviews.
Meet the experts
- Lara Eurdolian King is a fashion expert, on-air host and founder of the beauty blog Pretty Connected. Also, she is the author of Charlie at the Pom Springs Hotel, a children's book based on a true story.
- Alicia Lloyd is a stylist for Stitch Fix, a brand focused on curating personalized wardrobes for its clientele.
- Tandy Avery is a textile expert and vice president of product development for the brand Luxome.
- Leah Wise is the founder of CrashGal Couture, a brand focused on expressive clothing for modern working women.
