IE 11 is not supported. For an optimal experience visit our site on another browser.

Khalfani-Cox: Make sure your adviser is certified

Today Money financial expert Lynnette Khalfani-Cox joined us for a live Web chat Wednesday to answer your questions.Here’s one of his answers to questions from the live chat. (See below for the full Q&A and video of Lynnette’s TV appearance this morning.)Marie asked:“What would you recommend as the best credit counseling service to use? I have about $15000 in debt, which I've tried to make a
unknown / Today

Today Money financial expert Lynnette Khalfani-Cox joined us for a live Web chat Wednesday to answer your questions.

Here’s one of his answers to questions from the live chat. (See below for the full Q&A and video of Lynnette’s TV appearance this morning.)

Marie asked:

“What would you recommend as the best credit counseling service to use? I have about $15000 in debt, which I've tried to make arrangements with, but keep getting bugged with phone calls. I've had some medical probs, but still receive DI pay. Some of these bills have gone to collections. I'm at my wit’s end trying to handle all of this...Thks.”

Lynnette replied:

“Anytime you pick a credit counseling agency, make sure it's a HUD-certified agency. Check out the National Foundation for Debt Management. Their website is www.NFDM.org. They're a very reputable organization that is HUD-certified. They also have a terrific BBB rating and low cost services. Many of their services, in fact, are affordable or free. So it's a good place for people who are looking for help with credit and debt problems.”

Here’s the full chat archive and Lynnette’s TV appearance:

If you have a question for our TODAY Money experts, submit it here.

To sign up for an e-mail reminder for our next chat, click here.