5 ways to earn extra cash this year

>>> this morning on "today's money" earning extra cash in 2012 . everybody would like more money but how do you get it? sharon epperson is here with five things to boost your bank account . sharon, good morning. nice to see you.

>> good morning, peter, happy new year.

>> give us a sense of how does this work out. everybody would like a little extra money right now. how much cash are we talking about?

>> you can earn a couple hundred dollars easily with some of the projects and some of these ideas that we have to earn extra cash in 2012 .

>> the challenge is everybody's overtaxed and overburdened with responsibility so where do you find the time for a part-time job?

>> that's why the first place to start is to get a part-time job, a great resource is snagajob.com. the website offers postings for hourly jobs and usually pay about $10 to $11 an hour and a lot of jobs in retail, that was one of the biggest jobs you could get in 2011 , particularly on the holiday season , that's still a good place to go, virtual call centers great place to go, travel agencies , and also direct selling companies like avon or something like that, all of those can be found on the website like snagajob.com.

>> start an online store . it seems intimidating.

>> it seems intimidating because we think about the fact you have to have a business plan and the cash saved up to start your business. starting an online store does not have to take a lot of -- it has to take a lot of initiative on your part but not a lot of cash. do it through ebay or amazon. another site if you make jewelry and crafts you can put it on the side. etsy.com.

>> that's good information as well. what commitment is it to start an online job like that? we've been at crafts fairs and created stuff. seems like this is a good alternative.

>> it doesn't have to be that time consuming or financially up front that consuming. you have to have initiative and stick with it to see if it will pan out for you. you want to make that commitment to some of these things.

>> a lot of people have hobbies, they're good at making jewelry or like to do whatever else at home on the side when their kids are at school. the mini projects are a way to find jobs.

>> fiverr.com, pay for getting help on facebook or maybe do a product review for someone and they'll pay you $5, you get actually $4 back after the payment process and a little bit of a fee and that's a way to get a couple of bucks.

>> kids over the holidays, get a little cash to wrap gifts, clearly something i should have tried given up the way my gifts looked this time around. tutoring, looking for ways to help other kids, rather than going on an expensive tutoring service.

>> i have small children so they're in elementary school . tutoring a lot of my moms are looking into but there's most twist on tutoring, teaching a course, they call themselves the academy of youth, youtemy.com. maybe it's something you studied for a long time, you think your take is different than other professor, post the video and get paid for people taking that course.

>> if you had an issue with your professor, your chance to play the role.

>> exactly.

>> how does it feel to be a teacher now? babysitting or petsitting are good alternatives. everybody is looking for a way that's affordable.

>> great way to earn extra cash and if you love children and pets and sittercity.com is a large resource where you can post your picture and resume and get people to review you, put your references out there, a good way for people to check up on you.

>> a lot of times we see a sign that says part-time work, money, money, money. this is a way to do it that's safe, respectable, you don't have to worry.

>> you want to be wary for some of the work from home e-mails or letters unsolicited. sometimes those are scams and you want to be careful of what you pick.

>> sharon epperson happy new year.