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No 401k through your job? Jean's got answers

Confused about your 401k? Get answers. Jean Chatzky engaged in a rapid-fire Twitter chat with viewers fielding their 401k inquiries. You can benefit from all the great advice just by searching Twitter for #TODAYMoney.Here are some of the best q's and a's from the chat:
By Ben Popken

Confused about your 401k? Get answers. Jean Chatzky engaged in a rapid-fire Twitter chat with viewers fielding their 401k inquiries. You can benefit from all the great advice just by searching Twitter for #TODAYMoney.

Here are some of the best q's and a's from the chat:

@lanafantana+#todaymoney+start+with+an+IRA+or+Roth+IRA.+Open+at+any+brokerage+firm+then+auto+contribute+with+each+pay+Max+is+$5500/year

—+Jean+Chatzky+(@JeanChatzky)+January+23,+2014+

@REMAXofGSONC+#todaymoney+later+is+better+if+you+can+wait+you+get+a+bump+of+8%+a+year--+use+the+calculator+at+http://t.co/0o5G4mLBe8

—+Jean+Chatzky+(@JeanChatzky)+January+23,+2014+

@reverentrose+#todaymoney+invest+in+retirement+and+focus+on+highest+rate+debt.+pay+student+loans+on+the+schedule+(don't+prepay).

—+Jean+Chatzky+(@JeanChatzky)+January+23,+2014+

@DonGotham+#todaymoney+don,+time+for+you+to+have+a+plan.+sit+down+for+a+few+hours+with+a+financial+planner+as+a+50th+bday+present+to+you.

—+Jean+Chatzky+(@JeanChatzky)+January+23,+2014+

@DonGotham+#todaymoney+don,+time+for+you+to+have+a+plan.+sit+down+for+a+few+hours+with+a+financial+planner+as+a+50th+bday+present+to+you.

—+Jean+Chatzky+(@JeanChatzky)+January+23,+2014+