No 401k through your job? Jean's got answers

Jan. 22, 2014 at 12:46 PM ET

Video: TODAY’s financial editor Jean Chatzky downloads viewers on how to use your 401K financial savings plan to its full potential and come up with a solid action plan to earn more money for your retirement.

Confused about your 401k? Get answers. Jean Chatzky engaged in a rapid-fire Twitter chat with viewers fielding their 401k inquiries. You can benefit from all the great advice just by searching Twitter for #TODAYMoney.

Here are some of the best q's and a's from the chat: