Red Tape Chronicles: Protection

More on Red Tape Chronicles: ProtectionPersonal Finance

African-Americans retiring earlier, with less savings

The new retirement age is getting younger for many Americans who can least afford to retire. A new study released Tuesday by Prudential finds African-Americans retire earlier than the general population on average, despite significantly lower retirement savings.

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Today Money

So your kid wants a credit card. What do you do now?

financial experts encourage parents not to become co-signers because of the potential risk: you put your credit on the line with no real control over how your child uses the card. Legally, you are liable for any debt they incur. There is a better way.