Today's Fresh Blogs...

• Your Goals are not Important!

  Published: August 8, 2007, 3:36 pm

  Tags: Saving, Money, Saving Money, Financingyourfamily Com, Work, Family, Personal, Goals, Motivation, Budgeting

  Really In the scope of a family, goals are a good thing to set, and a good thing to prioritize, but they are not important and should not dictate every decision. There are things that trump goals like medical emergencies, accidents, natural disasters, etc. that always should take precedence over your goals to say, own a home, buy a car, retire

  Comments (0)   Blog link Rating: 0

• Could you Live on Minimum Wage?

  Published: August 8, 2007, 9:44 am

  Tags: Budgeting

  Right now it’s $5.85 an hour. I’m going to attempt to do a budget for a single person living off of minimum wage to see how liveable it really is. Income will be roughly $800 a month with taxes and Social Security taken out. Rent could be as cheap as $200 a month with roommates. (that leaves $600) Food, as low as $36 a month (ramen

  Comments (0)   Blog link Rating: 0

• Credit Cards, Not Always a Good Idea.

  Published: August 10, 2007, 10:30 am

  Tags: Money, Debt, Credit Cards, Budgeting

  I came across an interesting post over at Growing Up, which made me think of my own trap with credit cards. Here’s the interesting part of the post for your perusal: True, the immediate cash back reward meant I spent less on every purchase. But too quickly did both my husband and I sink into the “we can put this on the card and worry

  Comments (0)   Blog link Rating: 0

• Putting our Financial House in Order - A Roadmap to a Better Financial Future.

  Published: August 11, 2007, 8:05 am

  Tags: Saving Money, Link Ins, Enterprising People, Saving, Debt, Credit Cards, Goals, Budgeting

  This is a guest post from Jamie over at PaidTwice. She has some good things to say in this article, I suggest you take some notes :) In case you were wondering, I’m at historic Lambeau Field in Green Bay, WI. I’ve been thinking and talking about getting out of debt for a long time. Especially about getting out of the

  Comments (0)   Blog link Rating: 0

• $2 pound sails into the sunset

  Published: August 15, 2007, 11:41 am

  Tags: Business Comment, Business, Uk Economy, Economics, Us News, International News, Money, Travel, Budgeting For Your Holiday, Travel News, United States

  Comment: The US is still an ultra-cheap destination, but UK holidaymakers should not expect the pound to go any higher against the dollar this year. By Larry Elliott.

  Comments (0)   Blog link Rating: 0

• Budget: How to have a wedding that won't break the bank

  Published: August 19, 2007, 12:00 pm

  Tags: Budget, Budgeting, Financial

  Financial blogger Ramit Sethi has written up an intriguing post on how to avoid potential sticker shock when planning a wedding. It all boils down to planning, planning, and more planning. A few recommendations: be realistic, set up a savings plan, and prioritize. Weddings are important, yes, but not to the point where they put you in debt (not a

  Comments (0)   Blog link Rating: 0

• Meme?

  Published: August 21, 2007, 8:48 am

  Tags: Budgeting

  Paidtwice AND My New Choice tagged me in a meme. What fun! What excitement! I got tagged!! What’s the point? I’m excited about this one though, because the question is a core personal finance question: If you can give one advice, tip, or story related to money, what would you share? My advice: Spend less than you earn. This is

  Comments (0)   Blog link Rating: 0

• Expert?

  Published: August 21, 2007, 2:05 pm

  Tags: Banking, Saving Money, Motivation, Personal, Budgeting

  Am I an expert? An interesting question that was e-mailed by a reader a few weeks ago that asked me essentially that question: “Mark, I appreciate your site and what you’re trying to do with it, how did you become a financial expert anyways?” While I’m glad that this reader thinks I’m a financial expert, the sad

  Comments (0)   Blog link Rating: 0

• Scary things people do with their checkbooks.

  Published: August 23, 2007, 11:32 am

  Tags: Banking, Budgeting

  Sometimes even I’m surprised at how stupid people can be. This individual is a customer at the bank where I used to work, and he saw me in the grocery store last night, I’m still not sure if he was joking or not. Customer: Heeey! Hey You! You! Guy who works at the bank! Me: Hello sir, what’s up? Customer: Why did they

  Comments (0)   Blog link Rating: 0

• Damage Control in a Financial Crisis

  Published: August 27, 2007, 5:12 pm

  Tags: Saving Money, Financingyourfamily Com, Money, Saving, Credit Cards, Debt, Budgeting

  “Honey, did you spend $800 on the credit card at Payless yesterday?” I work with a lot of college students. College students are great people, they’re fun, interesting, and very creative. College students typically ARE NOT good with finances though. Student loan debt is high for almost anyone, but some people do the credit

  Comments (0)   Blog link Rating: 0

• Mooving (The extra o is because I’m in WI)

  Published: August 29, 2007, 10:10 am

  Tags: Money, Family, Budgeting

  Yesterday I made a career move that will nearly double my income. It will require moving to a more expensive part of the state and being futher away from family members, but all in all I think it’s a good thing. I am trying to set up a moving budget, and we’re still debating whether or not we should just hire furniture movers

  Comments (0)   Blog link Rating: 0

• What payday loans can do to a person

  Published: August 29, 2007, 12:16 pm

  Tags: Budgeting

  The following quotes are taken from jmule’s posts on The Finance Forums, the title of the thread is “At the end of my rope” You can read the whole series of posts here. I don’t know where to turn. I have a good steady income, but very bad credit, from a previous relationship that destroyed my credit rating to below 520.

  Comments (0)   Blog link Rating: 0

• Great advice from one of our posters

  Published: August 31, 2007, 10:35 am

  Tags: Debt, Credit Cards, Budgeting

  This was taken from a comment that David Robarts left on here a while back in regards to credit cards: “There was a brief period where we decided to carry a balance because we were uncertain of our cashflow when we moved, but we returned to paying off the balance every month after just a few months. Overall the rewards have been great. We've

  Comments (0)   Blog link Rating: 0

• Emergency Funds

  Published: September 4, 2007, 6:42 pm

  Tags: Saving Money, Financingyourfamily Com, Money, Saving, Debt, Family, Budgeting

  Say you’re like me, you own a car, and your hood release lever doesn’t work. I have several options to fix the car. 1. I can try to fix it myself and risk breaking additional things. 2. I can go into debt to have someone else fix it. 3. I can access my emergency fund. So what do you do in this situation? Sooner or later that

  Comments (0)   Blog link Rating: 0

• Kill Your Credit Card Debt

  Published: September 6, 2007, 10:15 pm

  Tags: Financingyourfamily Com, Banking, Money, Saving, Credit Cards, Debt, Budgeting

  …and do it NOW!!! This is typically the highest-interest debt that people obtain, and maintain. With many Americans owing over $10,000 to credit card companies, it is an epidemic. How do I kill credit card debt? Get all your cards in order, write down the balance (how much you owe) APR (the interest rate) and how much the minimum payment

  Comments (0)   Blog link Rating: 0