Today's Fresh Blogs...

• Man gets BSOD message tattooed on his arm

  Published: July 28, 2007, 5:45 am

  Tags: Bsod, Crrl Alt Del, Error, Mishap, Person, Skin, Tat, Tattoo, Windows

  Filed under: Misc. Gadgets, Wearables If anyone gave that Zune tattoo guy props for his bravery / stupidity, you owe a handful of kudos to this fellow, too. In an admittedly bizarre move to show one's disdain (right?) for the always infuriating Blue Screen of Death, this man has went so far as to tattoo the BSOD error message on his arm,

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• What is a Search Engine - Now and Future

  Published: July 30, 2007, 7:39 pm

  Tags: Alt Search Engines

  Part III: What is an Alternative Search Engine? on Wednesday. Any of you who have followed closely Charles Knight's Top 100 Alternative Search Engines List will enjoy this series. Here is Nitin's list of essential search engine features for the future: Personalization (but without storing personal info ) Social Input / Wisdom-of-Crowds

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• Acquisitions: The 'New York Press' To Become Community Paper

  Published: August 1, 2007, 1:20 pm

  Tags: Acquisitions, Alt Weeklies, Martin Basroon, Media, New York Press

  Lost amidst all the hubbub about Rupert Murdoch's takeover of Dow Jones is this little nugget: The little alternative weekly that could, the New York Press, got bought yesterday! Its new owners are...

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• Top 100 Alt Search Engines, August 2007

  Published: August 1, 2007, 11:03 pm

  Tags: Alt Search Engines

  network blog AltSearchEngines has just published the August Top 100 Alt Search Engine list. Here is the excel spreadsheet; the full list is on ASE. This week AltSearchEngines also published a 3 part series defining a) What is a Search Engine? (an article by Nitin Karandikar), b) What is Not a Search Engine? (by Kaila Colbin) and

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• Why Aren't Alt Search Engines Crawling Websites?

  Published: August 6, 2007, 4:44 pm

  Tags: Alt Search Engines

  a few of the hundreds of alternative search engines crawling? Are many of them using a licensed index? Are many of them using alternative ways to get their data? AltSearchEngines editor Charles Knight has asked his many contacts for more information on this, so we will report back soon on the results. Meanwhile Yakov from alt search engine

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• Bye Bye Option ARMs

  Published: August 2, 2007, 5:49 pm

  Tags: News, Financing, Mortgage, Alt, Lending, Loans, Mortgages, Sub Prime

  is that we are seeing the ALT-A market begin to crumble under the pressure. There are some that think this is just a story the media is blowing up and there are others who think it means real trouble in the real estate lending market. I fail to see how the former can really form an opinion like that, especially if they are involved in home

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• Aegis Mortgage Corporation Will Be Closing Their Doors Later This Week

  Published: August 6, 2007, 3:38 pm

  Tags: Mortgage News, Subprime Mortgage, Mortgage Bubble, Subprime Implosion, Subprime Mortgage Industry, Alt Mortgage Market, Mortgage Bubble, Mortgage News, Aegis, Corporation, Doors, Word, Received, Docs, Fundings, Closing

  will follow as received. Alt A Mortgage Market, mortgage bubble, mortgage news, Subprime Implosion, Subprime Mortgage, Subprime Mortgage Industry ---Related Articles at Consumer Mortgage Reports:NovaStar Mortgage Is The Next Subprime Victim Or 'Evolving'?Lenders Cut Back On Alt A Mortgages And Raise StandardsAt Least 70 Mortgage Companies

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• Friedman, Billings, Ramsey Group, Inc. Predicts Surge in Alt A Mortgage Market Defaults

  Published: August 7, 2007, 12:20 pm

  Tags: Subprime Mortgage, Mortgage Bubble, Subprime Implosion, Subprime Mortgage Industry, Alt Mortgage Market, Prime Mortgage Market, Mortgage Bubble, Friedman, Ramsey, Billings, Default, Predicts, Surge, 2008, Group

  Inc. Predicts Surge in Alt-A Defaults The credit performance of alternative-A loans is expected to tumble over the winter, with the default rate hitting 4% by the end of next May, up 45% from the current default rate, according to a Friedman Billings Ramsey report. The default rate on Alt A Mortgage Market stood at 2.69% this past May after

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• Impac Mortgage Holdings Suspends Alt-A Funding; Stock Plunges

  Published: August 8, 2007, 2:06 pm

  Tags: Mortgage News, Mortgage Bubble, Subprime Implosion, Subprime Mortgage Industry, Alt Mortgage Market, Mortgage Bubble, Mortgage News, Impac, Holdings, Suspended, Interim, Butter, Held, Nondepository, Negotiated

  referred to as Alt A Mortgages.” It will originate only mortgages that are eligible for sale to the government-sponsored enterprises. Impac Mortgage Holdings is the nation’s 15th-largest funder of alt-A loans. Alt A Mortgage Market, mortgage bubble, mortgage news, Subprime Implosion, Subprime Mortgage Industry

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• Mortgage Meltdown Brings The Total Mortgage Lender BK's To 50

  Published: August 9, 2007, 7:29 am

  Tags: Mortgage News, Mortgage Video, Mortgage Bubble, Housing Market, Housing Videos, Alt Mortgage Market, American Home Mortgage, Housing Market, Housing Videos, Mortgage Bubble, Mortgage News

  Alt A Mortgage Market, American Home Mortgage, housing market, Housing videos, mortgage bubble, mortgage news, Mortgage Video ---Related Articles at Consumer Mortgage Reports:Lenders Cut Back On Alt A Mortgages And Raise StandardsGlobal Market Jitters - Part 1Gordon Gekko Says, "Greed Is Good" - Shorting Real EstateTough Mortgage

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• Consumer Spending Will Not Collapse in Face of Housing Correction

  Published: August 9, 2007, 2:16 pm

  Tags: Adjustable Rate Mortgage, Arm, Credit Standards, Subprime Mortgage Industry, Alt Mortgage Market

  Rate Mortgage, Alt A Mortgage Market, ARM, Credit Standards, Subprime Mortgage Industry ---Related Articles at Consumer Mortgage Reports:Impac Mortgage Holdings Suspends Alt-A Funding; Stock PlungesFriedman, Billings, Ramsey Group, Inc. Predicts Surge in Alt A Mortgage Market DefaultsTodays Current Mortgage Interest Rates August 7

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• Freddie Mac steps in to the Alt-A void

  Published: August 14, 2007, 12:26 pm

  Tags: Mortgage News Insight, Alt, Credit Crunch, Freddie Mac, Gse, Impac, Indymac

  recent credit crunch in the Alt-A mortgage market, released a statement (no link, sorry) regarding its support of Alt-A lending and its intentions to provide liquidity to that segment of the mortgage market. From the release: Freddie Mac continues to be an active force in the Alt-A market and is taking steps to increase liquidity in the

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• The Death of Stated Income Loans

  Published: August 16, 2007, 11:57 pm

  Tags: Mortgage News Insight, Alt, Indymac, Liar Loans, Nina, Niv, No Income Loans, Sisa, Stated Income Loans

  limits and guidelines:Alt A Conforming and Non-Conforming First Mortgages: No Income / No Asset and No Doc Documentation Types - The maximum LTV / CLTV is limited to 80% regardless of minimum Decision Credit Score. - The maximum LTV / CLTV is limited to 70% for Decision Credit Scores of less than 700. Stated Income and No Ratio

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• GreenPoint closed by Capital One, Thornburg Hammered

  Published: August 20, 2007, 7:55 pm

  Tags: Wall Street, Mortgage News Insight, Alt, Credit Crunch, Greenpoint, Jumbo Loans, Mortgage Market Meltdown, Thornburg Mortgage

  originated mostly prime and Alt-A mortgages. GreenPoint had a wide range of products and specialized in large “jumbo” loans to prime borrowers. A Jumbo loan is a loan that falls outside of Fannie Mae or Freddie Macs purchasing guidelines. They weren’t the only ones reporting losses from the Alt-A and prime markets today.

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• Tafiti - Microsoft Continues to Experiment With Visual Search

  Published: August 21, 2007, 11:38 pm

  Tags: Alt Search Engines

  Microsoft's Live Search. AltSearchEngines editor Charles Knight has an overview of Tafiti. I checked it out too and found it to be an interesting visual experiment, along the lines of other visual search interfaces like Ms. Dewey (a Flash-based talking search engine developed by Microsoft). Microsoft knows that it needs to innovate in search

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